Further, these apps run in sandboxes to prevent them from doing bad things. These apps are different from traditional PC programs in that they are vetted by and downloaded from secure online stores. However, the past decade has seen a huge growth in app stores for smartphones and tablets. When personal computers first went on general sale in the 1970s, the VisiCalc spreadsheet was hailed as a “killer app”, which was short for “application program”. Systems that use two-factor authentication, preferably with a separate device that generates new passwords on demand, are really the way to go. However, if you want to perform banking transactions from wherever you happen to be, without taking too many precautions, then it should be safest to use an app over 3G/LTE (turn off wifi and Bluetooth). If you are a careful user with a secure PC, and if you only use it on your secure home network, you should not have any problems.
Apps are risky because most banking apps probably have security flaws, and because fake/malware apps sometimes appear in app stores. Safari uses the same buttons and symbols as the rest of macOS, which leads to a more seamless experience.Browsers are risky because there are trojans designed to collect banking information. Obviously, it's less than ideal to force a user to learn an entirely separate workflow and user interface when they're used to one already. Thankfully this is no longer the case, but it was a huge pain for far too long. Chrome used its own notification setup that didn't integrate with the Notification Center on a Mac. The old notification system was also a mess. But Chrome didn't respect this feature until March 2019-half a year later. For example, macOS Mojave introduced Dark Mode in September 2018, which Safari supported out of the gate. Similarly, most Mac apps have their own preferences window Chrome uses a website in a tab for that.Ĭhrome is also slower to catch up with new macOS features than Safari. This leads to a less than ideal experience on a Mac because it means Chrome works differently to other macOS apps.įor example, most Mac apps close instantly when you hit Cmd + Q Chrome, by default, makes you hold the combo down for a few seconds before it quits (though you can turn that feature off). Unlike Safari, many of Chrome's features have their roots in ChromeOS, as opposed to macOS.
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